I Was Scam By Kudiflex

Please I saw an advert on tiktok 'kudiflex' that I can buy phone and pay later and I contact the number on the page, and he sent me a form and to me to pay #60 000 initial payment and pay the remaining 12 month, I transfer the money to the account he sent and that he said they want to verify my profile if is real, after that he said have been verified that I should pay #20 300 for delivery and card, I told him I will get back to him, the second day I lost my mom and I told him that I need refund and he's telling me that I can't collect refund that is being processed and that's not what he told me yesterday, I need help, I've been scammed